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How do I arrange
a viewing visit...?
Simply
contact
us for a viewing visit form or
e mail us at enquiries@internationalpropertylink.com
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What
will a visit cost me ...?
We
normally offer a two/three day viewing
package. Please see our Inspection Visits page for more information
All
viewing trips are subject to availability
which should be checked first.
To
arrange your one-to-one viewing trip
please fill in this
form
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A
typical viewing visit...?
You will be met at the airport by
one of our representatives, who will
take you to your accommodation. Depending
on the time of arrival, it is up to
you how soon you start viewing properties.
We
offer a personal service without any
pressure to buy. All viewing trips
are carried out on a one-to-one basis
with an experienced property consultant
in an air-conditioned vehicle.
It
normally takes two days to view a
range of properties and locations.
At
the end of your stay you will be picked
up at a pre-arranged time and returned
to the airport in time for your flight
home.
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Can
non residents buy property in Spain...?
Non
residents have been buying property
in Spain for at least the last 20
years, Spain is part of the EU. Buying
property is easy and safe. Spain’s
low cost of living, friendly locals
and warm weather have made it your
number 1 destination.
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What
if I decide to buy...?
If
you decide on your visit to purchase
a property, the property advisor will
explain the buying in detail.
A
bank account is required in Spain
to facilitate your property purchase.
Accounts can be opened easily in any
bank simply by presenting your passport.
Internet bank facilities are readily
available.
If
you are purchasing off-plan, you will
receive a builder’s contract
until such a time as your property
is complete and the title deeds are
signed.
Your
property purchase is completed at
the Notary’s office once the
building work is complete. The Notary’s
function is to oversee all legal proceedings.
Formal attire is required for visits
to the Notary.
In
order to register as a property owner
in Spain you will need to make a brief
trip to the police station with your
passport to obtain an “N.I.E.”
identification number. We can supply
you with the relevant forms.
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How
can I finance a property...?
Spanish mortgages are as easy to arrange
and the interest rates are currently
amongst the lowest in the world.
Mortgages
are arranged upon completion of your
property. Spanish banks require basic
proof of income (eg. last year’s
P60 and three pay slips). As a general
rule they tend to lend up to 80% of
the property value and over a maximum
of 30 years. Mortgage rates start
from as little as 2.75% interest (subject
to status).
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What
will buying a property cost me...?
Typically you should allow 10% of
the property cost to cover all the
legal expenses, this will normally
cover all solicitors fees, property
VAT (currently 7% for new and resale
properties) and the connection of
services.
Additional
costs...?
It is advisable to make a Spanish
will, we recommend seeking legal advice
on matters of inheritance.
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Is
it expensive to live there..?
In a word: No.
The
cost of living is typically around
half that of the UK, although it will
be higher in popular coastal areas.
A
community charge is payable by property
owners which is calculated as the
sum of your community’s costs,
divided by the number of owners. Usually
each apartment block or group of houses
forms a community. Community fees
include maintenance of communal facilities
such as swimming pools and gardens.£500
per year is a rough estimate for a
typical 2 bedroom property in Spain.
Property
tax rates could be as little as £80
a year based on an apartment with
two bedrooms.
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When
your property is ready
As
the time approaches for you to exchange
contracts we will keep you informed
of the building progress and advise
you when your property is ready for
inspection.
Once
you have moved in to your property,
you may find with a new property that
you are using the builder's electricity
and water until the development is
completed. The builder may charge
you for this depending on how long
you are using his service.
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